Effective Date: March 23, 2026

These Terms & Conditions (“Terms”) govern your purchase of and participation in The Dreambuilder Accelerator (“Program”) offered by Dreambuilder Bookkeeper, LLC. By purchasing, accessing, or participating in the Program, you agree to these Terms.

1. Program Overview

The Program is a self-paced educational course with access to group Q&A (“Office Hours”) for a limited period as described below. You are responsible for your own implementation, decisions, and results.

2. Eligibility

You must be at least 18 years old and legally able to enter into a binding agreement to purchase or participate.

3. Access, Delivery, and Availability

3.1 Course Access

Upon purchase, you will receive access to the Program materials via our course platform using a unique login. Similar to “private client access” systems, you agree to keep your login credentials confidential and not share access.

3.2 Office Hours Access Window

Office Hours are included for sixteen (16) weeks from your purchase date unless we state otherwise in writing. After this period, Office Hours access may end, change format, or require an additional purchase.

3.3 Platform Changes / Updates

We may update, reorganize, replace, or discontinue any content, templates, or features, and we may change Office Hours schedules and formats, provided the overall Program offering remains substantially similar.

4. Educational Purpose and No Professional Advice

The Program is for educational and informational purposes only. It is not legal advice, tax advice, financial advice, accounting assurance, or a substitute for a professional review. We do not audit or review your books, and participation cannot be relied upon to detect fraud, errors, or illegal acts.

You are responsible for consulting qualified professionals for your situation.

5. No Guarantees

The Program is provided “as is,” and we make no guarantees regarding outcomes or results. Your success depends on many factors outside our control.

6. Confidentiality, Office Hours, and Community Conduct

6.1 Our Confidentiality Commitment (What We Do)

We will treat information you provide to us as confidential and will not disclose it except:

to team members/contractors with a need to know,

as required by law or legal process, or

with your written authorization.

We may also use testimonials only with your consent, and you may request anonymity.

6.2 Group Setting Reality (Important)

Office Hours are a group environment. Even if we keep your information confidential, we cannot guarantee the confidentiality of other participants. You assume the risk of participating in group Q&A and of sharing any information (including screen sharing).

6.3 Your Responsibilities in Office Hours (What You Must Do)

You agree that you will:

Share only what you are comfortable sharing in a group environment.

Avoid disclosing sensitive personal information or third-party confidential information (e.g., client names, full addresses, bank account numbers, payroll details identifying employees, medical info, etc.).

Redact or obscure sensitive data before screen sharing (we will remind you, but you are responsible).

Not record, screenshot, download, or redistribute Office Hours content or other participants’ shared information without express written permission.

6.4 Recording Policy

Office Hours may be recorded for training/replay purposes. If recorded, you will be notified at the start of the session. If you choose to speak or screen share while recording is enabled, you consent to being included. You may opt out by staying off-camera, not screen sharing, using chat-only, or requesting the recording be paused for your question (we will make reasonable efforts but cannot guarantee technical success).

6.5 Respectful Conduct

You agree to participate respectfully. We may remove you from Office Hours or the Program (without refund) for harassment, abuse, hate speech, doxxing, repeated boundary violations, or any conduct that disrupts the learning environment.

7. Intellectual Property and License

All Program materials (videos, templates, documents, worksheets, slides, frameworks, and any other content) are owned by the Company and protected by intellectual property laws.

We grant you a limited, personal, non-transferable, revocable license to access and use the materials for your own internal business use only. You may not copy, reproduce, distribute, sell, share, publish, or create derivative works from Program materials without written permission.

We may terminate this license if unauthorized use is discovered.

8. Payment Terms Incorporated

Your purchase and payment obligations are governed by the Billing and Refund Policy below, which is incorporated by reference.

9. Non-Disparagement and Good-Faith Dispute Resolution

We want disputes handled privately and professionally. In the event of a dispute, you agree to attempt good-faith resolution with us before posting public statements designed to disparage the Program, Program Materials, or the Company.

This does not prohibit honest reviews, legal testimony, or statements required by law.

10. Termination and Access Restriction

We may suspend or terminate access to the Program and/or Office Hours if you:

violate these Terms,

violate intellectual property restrictions,

engage in abusive/disruptive conduct, or

attempt chargebacks or fraudulent payment activity.

11. Limitation of Liability

To the maximum extent permitted by law:

We are not liable for indirect, incidental, special, consequential, or punitive damages.

Our total liability for any claim arising out of or relating to the Program will not exceed the amount you paid to us during the calendar year of the cause of action.

12. Indemnification

You agree to indemnify and hold harmless the Company and its owners, employees, contractors, and agents from claims arising out of your misuse of the Program, your violation of these Terms, or your violation of any third-party rights.

13. Time Limit to Bring Claims

Any claim must be filed within one (1) year from the accrual of the cause of action, notwithstanding any longer statutory period, to the extent permitted by law.

14. Governing Law and Venue

These Terms are governed by the laws of the State of Tennessee. Any action must be filed exclusively in Sullivan County, Tennessee.

15. Severability

If any provision is held invalid or unenforceable, the remainder remains in effect.

16. Entire Agreement / Amendments / Waiver

These Terms, together with the Billing and Refund Policy and Privacy Policy, are the entire agreement between you and the Company regarding the Program, and supersede prior discussions. Amendments must be in writing.